Should I give a recorded statement to an insurance adjuster?

October 9, 2009

In the hours immediately following a car accident, you will be contacted by insurance adjusters from your own insurance company and from that of the other driver. The adjusters from both companies will want you to give them a recorded statement detailing your account of the accident. For the insurance adjuster, it is quicker and easier to get your statement over the phone rather than take the time to obtain a written statement.

The question is, should you agree to give the insurance adjuster a recorded statement?

The answer is that it is in your best interest to first contact a Texas car accident attorney before making any statements. Insurance adjusters contact you at a time when you are least prepared to give a recorded statement – when you are still reeling from the aftermath of your car accident.

You might make a mistake in the telling of how the accident occurred, or use imprecise language that would enable the insurance company to use your own words against you. The goal of the insurance adjuster is to pay you as little as possible for your car accident, which means it is in their best interest to get you to say something that could be interpreted as an admission of fault. The problem is that it is nearly impossible to change or correct the statement once it has been recorded.

You are under no obligation whatsoever to give a recorded statement to the insurance adjuster, regardless of whether they are from your insurance company or the other driver’s. And you have a right to be represented by an attorney when giving your statement.

If you have been involved in a car accident, the wisest course is to seek the counsel of an experienced car accident attorney as soon as possible. An attorney can help you prepare a written statement that is accurate and fair – with no voice on the other end of the phone trying to trap you into admitting some type of fault.

Contact Fears | Nachawati today to speak with a Texas car accident attorney for free legal advice about your claim. For your free consultation, email us at info@fnlawfirm.com or call our toll-free number at 1.866.705.7584.

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