Chapter 13 Discharge

February 26, 2016

The discharge is the overall of any consumer bankruptcy case.  This is occurs at the conclusion of the case and it is a permanent injunction that eliminates the dischargeable debts.  A chapter 13 debtor is entitled their discharge after they complete of their chapter 13 plan payments and so long as the debtor has:

1. certified that they have made all domestic support obligations (child support and/or alimony) that came due during the case  (if applicable);

2. has not received a discharge in a prior case filed within a certain time frame see How Often Can I File Bankruptcy? ; and

3. completed an approved course in financial management course

The court will enter the discharge order an opportunity for notice and if necessary a hearing.

The discharge releases the debtor from all debts provided for by the plan and these creditors may no longer initiate or continue any legal or collection action against the debtor.

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