Can Creditors Harass You After You File Bankruptcy?

March 25, 2015

When you file bankruptcy, an automatic stay is put into effect under Section 362 of the Bankruptcy Code.  The automatic stay prevents all collection activity while the bankruptcy case is active without an order of the Court.  The protection provided by the automatic stay prohibits creditors from contacting the debtor, which allows the debtor to have some breathing room during the bankruptcy process. Creditors will...

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For Many Doctors, Xarelto Not Worth the Cost and Side Effects

March 23, 2015

When Xarelto was first introduced to the market, doctors were quick to prescribe the medication because unlike it’s competition, warfarin, it didn’t require as much subsequent monitoring by the prescribing doctor. Now, as more individuals come forward and bring new civil law suits against its manufacturer, Bayer and Johnson & Johnson, doctors are become more reluctant to prescribe Xarelto. Both Xarelto and warfarin are anticoagulants...

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Is Medicare Paying Too Much for Acthar?

March 22, 2015

After Questcor, the pharmaceutical company behind Acthar, was acquired by Ireland’s Mallinckrodt, many questions began to be raised about the drug. One was the amount of money that Medicare has been paying for Acthar. In 2008, Medicare covered $141.5 million for the drug and in 2012, it covered around $220 million, increasing by almost double in just four years. Furthermore, in 2012, Medicare accounted for...

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Should I Take Money Out of My 401K to Pay Off Debts?

March 20, 2015

Your retirement fund, also known as 401K, is something that you work your entire life for. The last thing you want is for bankruptcy to swipe all of your retirement savings out from underneath you. Luckily, under state and federal law, your 401K plan is considered “exempt” or a protected asset in bankruptcy. No creditor can legally touch any funds in your 401K. However, under...

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Delay on Foreclosure due to Chapter 13 Bankruptcy

March 18, 2015

Foreclosure on homes often happens when lenders want to retrieve the remaining balance of a loan from the homeowner who has stopped making payments. Normally, the lenders will not begin the legal process until the homeowner skipped out on 3 or 4 months worth of payments.  Keep in mind, the foreclosure process varies in each state.  In Texas, foreclosures only take place on the first...

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Bayer and Johnson & Johnson Push for Additional FDA Approvals on Xarelto, Even as Lawsuits Increase

March 18, 2015

Last month, it was made known that Bayer and Johnson & Johnson, the companies responsible for manufacturing the blood thinner Xarelto, are pushing for additional FDA approvals for their drug. Xarelto is already being prescribed to patients to treat blood clots, such as deep-vein thrombosis (DVT) and pulmonary embolus (PE), that occur more frequently in patients who have had certain types of surgeries, like knee...

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