Am I eligible to file Chapter 7 bankruptcy?

November 22, 2009

In order to be eligible to file for Chapter 7 bankruptcy, you must meet all of the following criteria:

  • You must have received credit counseling within the six months prior to filing for Chapter 7 bankruptcy.
  • You cannot have received a Chapter 7 bankruptcy discharge within the past eight years or a Chapter 13 discharge within the past six years.
  • You must pass the Chapter 7 bankruptcy Means Test. You qualify for Chapter 7 bankruptcy if your income is less than the median income for a family of your size in your state.
  • You cannot have had a prior bankruptcy petition dismissed within the past six months on account of failure to appear before the court or failure to follow court orders.

To learn more about Chapter 7 bankruptcy and receive free legal advice from a bankruptcy attorney, contact Fears | Nachawati today. You can email us or phone us toll-free at 1.866.705.7584.

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